{
  "ok": true,
  "clientSlug": "your-personal-business-and-international-banking-partner-in-ok-and-tx",
  "services": [
    {
      "name": "ABCs of IBC",
      "description": "Good account management means understanding options and making an informed choice about how to conduct transactions. The ABCs of IBC is designed to help you manage your checking account responsibly. IBC is glad to help you with any questions regarding this brochure or any of its contents - contact any of our locations, and a sales representative will be happy to assist you.",
      "pricingNote": "",
      "availability": "available",
      "url": "https://www.ibc.com/ResourceFiles/pdf/abcs-of-ibc.pdf"
    },
    {
      "name": "Beneficial Ownership",
      "description": "",
      "pricingNote": "",
      "availability": "available",
      "url": "https://www.ibc.com/business/other-services/beneficial-ownership"
    },
    {
      "name": "Certification Status",
      "description": "According to U.S. Internal Revenue Service regulations, foreign individuals and entities must provide certification of foreign status every three years. The accreditation requires completing Form W-8BEN (Certificate of Foreign Status of Beneficial Owner) for foreign individuals or Form W-8BEN-E for Entities and providing the bank with a properly executed copy of that document. Accounts not properly certified are subject to a U.S. withholding tax of 30% on the interest income received.",
      "pricingNote": "",
      "availability": "available",
      "url": "https://www.ibc.com/international/other-services/certification-status"
    },
    {
      "name": "Deposit Account Agreement Booklet",
      "description": "",
      "pricingNote": "",
      "availability": "available",
      "url": "https://assets.milestoneinternet.com/ibc-bank/pdf/deposit-account-agreement.pdf"
    },
    {
      "name": "Direct Deposit",
      "description": "Direct Deposit is designed to take the place of a paycheck. This electronic payroll system lets the employer deposit employees' wages into their checking account on payday, regardless of the financial institution where the employee holds their account.",
      "pricingNote": "",
      "availability": "available",
      "url": "https://www.ibc.com/business/treasury-management/online-business-banking/direct-deposit-service"
    },
    {
      "name": "Foreign Cash Limit Letter",
      "description": "The Foreign Cash Limit Letter informs its customers of new laws in Mexico that limit the amount of U.S. dollars deposited into Mexican bank accounts. In addition, it emphasizes that U.S. law requires banks to understand the source of funds for all deposits made to U.S. bank accounts. The letter specifies steps taken by IBC Bank to implement these rules.",
      "pricingNote": "",
      "availability": "available",
      "url": "https://www.ibc.com/international/other-services/foreign-cash-limit-letter"
    },
    {
      "name": "Gulfstar Investment Banking",
      "description": "",
      "pricingNote": "",
      "availability": "available",
      "url": "https://www.ibc.com/business/investments/gulfstar-investment-banking"
    },
    {
      "name": "IBC Image",
      "description": "With IBC Image, the canceled checks in your monthly business account statements will arrive as convenient, easy-to-file images. Some benefits include:",
      "pricingNote": "",
      "availability": "available",
      "url": ""
    },
    {
      "name": "IBC Merchant Services Powered by Basys",
      "description": "At IBC Merchant Services, powered by Basys, we're here to help your business do more. Our partnership brings you advanced payment solutions and top-tier service to make payment processing simple and effective. Basys is a trusted leader in payment processing, empowering businesses with custom-tailored solutions that complement the financial services you already trust IBC Bank to provide. As a privately held company with award-winning customer service, Basys is committed to transparent pricing and real human support with a team of in-house experts answering 99% of calls within three rings. Whether your business accepts payments in person, online, or on the go, Basys delivers secure, reliable solutions that help you grow while ensuring a seamless and simplified payment experience. Solutions available: Countertop, Virtual and Mobile Terminals; Point-of-Sale Solutions and Integrations; E-Commerce.",
      "pricingNote": "",
      "availability": "available",
      "url": "https://www.ibc.com/basys"
    },
    {
      "name": "Letters Of Credit",
      "description": "An increase in trade facilitation among many countries has allowed the U.S. to expand its business transactions with other countries. At IBC Bank, we help you facilitate your engagements in trade by offering Letters of Credit (L/C) including: Import or Domestic Letters of Credit, Export Letters of Credit, Standby Letters of Credit.",
      "pricingNote": "",
      "availability": "available",
      "url": "https://www.ibc.com/international/other-services/letters-of-credit"
    },
    {
      "name": "Merchant Services",
      "description": "IBC Merchant Services, powered by BASYS, makes accepting credit and debit cards convenient, safe & affordable. We offer services and solutions, including countertop terminals, virtual terminals, e-commerce, mobile, and point-of-sale, customized to fit any need. We are dedicated to working one-on-one with you to design the perfect solution for your business. Benefits of IBC Merchant Services powered by BASYS:",
      "pricingNote": "",
      "availability": "available",
      "url": ""
    },
    {
      "name": "Mobile Banking",
      "description": "Mobile Banking is a convenient and secure way to bank on the go! All the online banking features available from your desktop are available on your mobile device. IBC Mobile Banking is accessible from any internet-enabled device, including iPhone, iPad, Android, and other smartphone devices and tablets. Access mobile banking via a mobile browser or downloadable application and check your account anywhere! The IBC Bank app lets you deposit checks using your mobile camera.",
      "pricingNote": "",
      "availability": "available",
      "url": ""
    },
    {
      "name": "Online Banking",
      "description": "My IBC Bank Online allows you to manage your banking and financial needs from any computer or mobile device, regardless of location!",
      "pricingNote": "",
      "availability": "available",
      "url": "https://www.ibc.com/online-banking"
    },
    {
      "name": "Overdraft Courtesy",
      "description": "An overdraft occurs when you do not have enough funds in your checking account to cover a transaction, and you pay it anyway. IBC Overdraft Courtesy is a discretionary service with some accounts for our U.S. customers.",
      "pricingNote": "",
      "availability": "available",
      "url": "https://www.ibc.com/personal/other-services/overdraft-courtesy"
    },
    {
      "name": "Wire Transfers",
      "description": "IBC Bank offers wire transfers to facilitate your personal, business, and international financial needs. Many banks do not provide this essential international service, but IBC Bank conducts same-day wire transfers every business day.",
      "pricingNote": "",
      "availability": "available",
      "url": "https://www.ibc.com/international/other-services/wire-transfers"
    }
  ]
}