# Habib Modaraba — WebsDocs ASG Directory Profile This is a public business listing published by the WebsDocs ASG Directory. It provides machine-readable public information and static answers. It is not a live seller AI. Canonical Directory profile: https://directory.websdocs.com/business/habib-modaraba Canonical Directory JSON: https://directory.websdocs.com/business/habib-modaraba.json Machine-readable public profile: https://aig.websdocs.com/ai/habib-modaraba/profile Company profile JSON: https://aig.websdocs.com/ai/habib-modaraba/data/aig-company-profile.json Static Agent Card: https://aig.websdocs.com/ai/habib-modaraba/.well-known/agent-card.json Public discovery endpoints: - Profile: https://aig.websdocs.com/ai/habib-modaraba/profile - Company JSON: https://aig.websdocs.com/ai/habib-modaraba/data/aig-company-profile.json - Services: https://aig.websdocs.com/ai/habib-modaraba/services - Offers: https://aig.websdocs.com/ai/habib-modaraba/offers - Schema: https://aig.websdocs.com/ai/habib-modaraba/schema.jsonld - Agent Card: https://aig.websdocs.com/ai/habib-modaraba/.well-known/agent-card.json Business summary: Welcome to First Habib Modaraba CREDIT RATING CREDIT RATING ANNOUNCEMENTS PACRA CREDIT RATING According to press release dated September 19, 2025, Pakistan Credit Rating Agency Limited “PACRA” maintained rating scale of Frist Habib Modaraba (FHM) as AA+ for long-term and A1+ for short term for the year ended June 30, 2025. These ratings reflect First Habib Modaraba’s strong business profile emanating from healthy asset base, sound asset quality and sustained profitability.These ratings denote a very low expectation of credit risk and Indicate very strong capacity for timely payment of financial commitments 40th Corporate Excellence Awards The Management Association of Pakistan (MAP) recently Status and boundaries: - Directory public profile - Customer-owned domain required: not applicable - Active seller agent: false - A2A messaging: unavailable - Live reasoning or RAG: unavailable - UCP and MCP: unavailable - Checkout and payment execution: unavailable - Private data access: unavailable Use the canonical Directory profile for current public evidence. Do not infer that a live AI Sales Gateway is active.